Benefits & Human Resources

Current Premium Rates

Term Life / AD&D

$0.32 per $1000 of policy
Policy = 1 ½ x the annual wages

Long Term Disability

$0.49 per $100 of average monthly wages
Premiums paid by employer

Pension

6.5% of actual monthly wages
Premiums paid by employer

Medical Insurance (effective 4/1/14)

  $500 deductible $3,500 deductible $6,350 deductible
Single Coverage $730 $590 $480
Family Coverage $1765 $1425 $1155

The employer contribution for the plan year April 1st, 2014 through June 30th, 2015 will be $365.00 for whichever medical plan is elected.
There is no compensation if an employee chooses not to participate in a medical plan.

Dental Insurance (effective 4/1/14)

Single: $38 Family $100

The employer contribution for the plan year April 1st, 2014 through June 30th, 2015 will be $19.00 if a dental plan is elected.
There is no compensation if an employee chooses not to participate in a dental plan.

Unemployment (effective 4/1/14)

0.5% average of monthly wages.
Premiums paid by employer

James Clauson

Coordinator of Benefits
218-281-4224
jclauson@crookston.org