Term Life/AD&D: $.30 per $1000 of coverage

     Amount of coverage: 

          under age 65=150% of annual pay, maximum of $50,000

          over age 65 but under 70=100% of annual pay, maximum of $50,000

          Age 70 or over=50% of annual pay, maximum of $50,000

          Premiums paid by employer

Long-term Disability: $.40 per $100 of average monthly wages

     Premiums paid by employer

Pension: 6.5% of actual monthly wages

     Premiums paid by employer

Medical Insurance

$500 deductible $2200 deductible Single Coverage $469.00 $411.00 Family Coverage $1136.00 $995.00

Responsibility for premiums negotiated between employer and employee.

Dental Insurance

     Single=$30     Family=$80

     Responsibility for premiums negotiated between employer and employee

Unemployment: 0.6% of average monthly wages